| Starting stake (hypothetical) | $5,000 |
| Closed paper score (48W/45L) | +$15,655 |
| Paper equity (stake + score) | $20,655 |
This is a scorecard, not a bank balance. The score sits on top of the $5,000 — it is never mixed into it.
$2,570 is still tied up in 10 open tickets, not decided yet. If every open ticket got settled at cost, cash would read $18,085.
19 cheap long-shot YES tickets (under 15¢) are folded into that score: 4 won for +$8,704 combined, 15 lost for -$3,626 combined (SanAntonio <101 +$3,700; NYC 76-77 +$2,309) — the other 74 tickets are +$10,578 on their own.